Mortgage Deposit Calculator Australia

Calculate how much deposit you need for a house deposit in Australia

Deposit Savings Calculator

How this works: This “Time to Save” calculator helps you map out your property journey. Set your target property value and choose your deposit goal (such as a 5% minimum to get in early, or 20% to avoid LMI). By inputting your current savings and monthly contributions, the calculator will instantly reveal your remaining shortfall and exactly how many years and months it will take to hit your target!

$

Your Savings Plan

$
$

Time to Reach Goal

4 Yrs 9 Mos

Target Deposit (20%)

$160,000

Remaining Shortfall

$115,000

Disclaimer: This calculator estimates the time required to save a specific deposit amount. It does not account for interest earned on your savings, inflation of property prices, or upfront purchasing costs like stamp duty and conveyancing fees.